Why Concrete Guard Insurance exists
Concrete Guard Insurance is a specialty brand of Wexford Insurance, LLC, built for the concrete contractors who pour, place, and haul the concrete the rest of construction is built on. We are not a general agency that happens to write a concrete account now and then — we write this class specifically, and we place it with carriers that actually want the work. We have built coverage programs for 100+ concrete businesses, and that focus is the whole point.
The insight the brand is built on is that “concrete contractor” is not one risk but three operating models that look almost nothing alike to an underwriter. A concrete construction and installation contractor pours and finishes flatwork, slabs, driveways, and foundations, where the defining exposure is installed work that fails downstream — the products-completed-operations claim on a slab or foundation — on top of a labor-heavy crew that makes workers compensation central. A concrete pumping contractor places concrete through a boom, where the defining exposures are the catastrophic power-line contact of a boom on general liability and the single high-value pump truck on commercial auto. A ready-mix operation runs a mixer fleet under federal motor-carrier rules, where commercial auto is the dominant line and the load can set before it is delivered. A policy rated to a generic “contractor” misprices one model and leaves the others exposed. We separate the three and rate each to what it actually does.
Concrete is also a multi-state, contract-driven business — crews cross state lines, general contractors and developers set their own certificate-of-insurance and limit requirements, and some states license concrete or general contractors while others do not. We are licensed across 48 states and place coverage through a 23-market specialty panel, so coverage fits the class wherever your crews, trucks, and jobs are. Whether you want to talk through a renewal, a new venture, or a project contract that just landed with limit requirements you do not recognize, that is a conversation we have every day.
Who we are
Nate Jones, CPCU
Founder, Concrete Guard Insurance
Nate Jones considers himself to be the “insurance nerd” of our company. He is a graduate of Indiana State University where he majored in Insurance and Risk Management. Before starting Wexford Insurance, Nate worked on numerous sides of the insurance industry as an Underwriting Manager and Risk Management Consultant.
Nate holds the Chartered Property Casualty Underwriter (CPCU) designation and reviews the coverage and state content across this site. Reach him through the Concrete Guard Insurance quote form or by phone at 317-942-0549.
Kami Jones
Co-Founder, Concrete Guard Insurance
Kami Jones is by far the most detailed and creative person at our company. Before starting Wexford Insurance, Kami worked as Client Service Manager in the industry.
Part of the Wexford family
Concrete Guard Insurance is one of several specialty brands operated by Wexford Insurance, LLC (NPN 19887690), each built for a single class so the coverage and the underwriting conversation fit the work. Our structural sibling brand is Machine Guard Insurance. When you work with Concrete Guard Insurance, you get a specialist who knows your class backed by an agency that places real commercial risks every day.
